Can I get SSDI benefits if I don’t have a work history?
By Hogan Smith
Updated 12/09/2025
Can I get SSDI benefits if I don’t have a work history? SSDI benefits are primarily based on your work credits, which are earned through paying Social Security taxes on your earnings. Without a sufficient work history, it is generally not possible to qualify for SSDI benefits. However, there are exceptions, like qualifying through a parent's work record if you are a disabled adult child. Understanding these requirements is crucial to knowing if you might still be eligible for SSDI despite limited or no work history.
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Work History and SSDI Eligibility
Key points to know if you lack a work history:
- SSDI requires sufficient work credits earned through paying Social Security taxes.
- The number of credits needed depends on your age at the time you became disabled.
- Lack of work credits typically means ineligibility for SSDI benefits.
Exceptions for Disabled Adult Children
Even without personal work history, you might qualify if:
- You are a disabled adult child of a parent who has enough work credits.
- Benefits are paid based on the parent’s Social Security record.
Alternative Benefits to Consider
If you do not qualify for SSDI, explore:
- Supplemental Security Income (SSI), which does not require work credits but has income and resource limits.
- State or local disability programs that offer other support options.
Importance of Medical Documentation
Regardless of work history, you need:
- Proof of a medically determinable disability expected to last at least 12 months or result in death.
Consulting SSA for Your Situation
Each case is unique:
- Contact SSA to review your work credits and possible exceptions.
- Understand available options based on your employment and medical history.
How Hogan Smith Can Help
Hogan Smith can assist you in understanding your options if you don’t have a work history by:
- Reviewing your eligibility based on work credits and alternative criteria like disabled adult child benefits.
- Helping document your disability clearly to strengthen your application or appeal.
- Guiding you through the process to see if you may qualify for SSI or other disability support.
- Advocating on your behalf with the Social Security Administration to pursue the benefits you deserve.
Contact Hogan Smith Today
If you’re unsure whether you can get SSDI benefits without a work history, contact Hogan Smith today for a free consultation. We’ll evaluate your unique circumstances and provide trusted advice to help you explore all possible disability benefits and legal options.
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